LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,726
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,588
−HK$876/mo
Today · 4.125%
HK$29,464
baseline
▲ 0.50% · 4.625%
HK$31,257
+HK$1,793/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,928/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$455,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,845
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,672
−HK$839/mo
Today · 4.125%
HK$32,511
baseline
▲ 0.50% · 4.625%
HK$34,225
+HK$1,714/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,022/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$455,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,271
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,306
−HK$1,051/mo
Today · 4.125%
HK$35,357
baseline
▲ 0.50% · 4.625%
HK$37,509
+HK$2,152/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$70,714/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,014
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$38,006
−HK$1,007/mo
Today · 4.125%
HK$39,013
baseline
▲ 0.50% · 4.625%
HK$41,070
+HK$2,057/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$78,026/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,816
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,024
−HK$1,226/mo
Today · 4.125%
HK$41,250
baseline
▲ 0.50% · 4.625%
HK$43,760
+HK$2,510/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,500/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,183
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,341
−HK$1,175/mo
Today · 4.125%
HK$45,516
baseline
▲ 0.50% · 4.625%
HK$47,915
+HK$2,399/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$91,032/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,906
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,459
−HK$1,577/mo
Today · 4.125%
HK$53,036
baseline
▲ 0.50% · 4.625%
HK$56,263
+HK$3,227/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,072/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,520
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,009
−HK$1,511/mo
Today · 4.125%
HK$58,520
baseline
▲ 0.50% · 4.625%
HK$61,605
+HK$3,085/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$117,040/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,966 · Scale 2, in force from 26 Feb 2026)