LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,726
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,589
−HK$876/mo
Today · 4.125%
HK$29,465
baseline
▲ 0.50% · 4.625%
HK$31,258
+HK$1,793/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,930/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$455,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,845
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,672
−HK$840/mo
Today · 4.125%
HK$32,512
baseline
▲ 0.50% · 4.625%
HK$34,225
+HK$1,713/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,024/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$455,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,271
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,306
−HK$1,052/mo
Today · 4.125%
HK$35,358
baseline
▲ 0.50% · 4.625%
HK$37,509
+HK$2,151/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$70,716/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,014
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,007
−HK$1,007/mo
Today · 4.125%
HK$39,014
baseline
▲ 0.50% · 4.625%
HK$41,070
+HK$2,056/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$78,028/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,817
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,024
−HK$1,227/mo
Today · 4.125%
HK$41,251
baseline
▲ 0.50% · 4.625%
HK$43,761
+HK$2,510/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,502/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,183
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,341
−HK$1,175/mo
Today · 4.125%
HK$45,516
baseline
▲ 0.50% · 4.625%
HK$47,915
+HK$2,399/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$91,032/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,907
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,460
−HK$1,577/mo
Today · 4.125%
HK$53,037
baseline
▲ 0.50% · 4.625%
HK$56,264
+HK$3,227/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,074/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,521
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,010
−HK$1,511/mo
Today · 4.125%
HK$58,521
baseline
▲ 0.50% · 4.625%
HK$61,606
+HK$3,085/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$117,042/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,972 · Scale 2, in force from 26 Feb 2026)