LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,727
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,589
−HK$877/mo
Today · 4.125%
HK$29,466
baseline
▲ 0.50% · 4.625%
HK$31,258
+HK$1,792/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,932/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$455,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,846
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,673
−HK$839/mo
Today · 4.125%
HK$32,512
baseline
▲ 0.50% · 4.625%
HK$34,226
+HK$1,714/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,024/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$455,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,272
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,307
−HK$1,052/mo
Today · 4.125%
HK$35,359
baseline
▲ 0.50% · 4.625%
HK$37,510
+HK$2,151/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$70,718/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,015
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,008
−HK$1,007/mo
Today · 4.125%
HK$39,015
baseline
▲ 0.50% · 4.625%
HK$41,071
+HK$2,056/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$78,030/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,818
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,025
−HK$1,227/mo
Today · 4.125%
HK$41,252
baseline
▲ 0.50% · 4.625%
HK$43,762
+HK$2,510/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,504/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,184
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,342
−HK$1,175/mo
Today · 4.125%
HK$45,517
baseline
▲ 0.50% · 4.625%
HK$47,916
+HK$2,399/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$91,034/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,908
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,461
−HK$1,577/mo
Today · 4.125%
HK$53,038
baseline
▲ 0.50% · 4.625%
HK$56,265
+HK$3,227/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,076/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,522
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,012
−HK$1,510/mo
Today · 4.125%
HK$58,522
baseline
▲ 0.50% · 4.625%
HK$61,607
+HK$3,085/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$117,044/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,982 · Scale 2, in force from 26 Feb 2026)