LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,728
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,590
−HK$877/mo
Today · 4.125%
HK$29,467
baseline
▲ 0.50% · 4.625%
HK$31,259
+HK$1,792/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,934/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$455,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,847
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,674
−HK$839/mo
Today · 4.125%
HK$32,513
baseline
▲ 0.50% · 4.625%
HK$34,227
+HK$1,714/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,026/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$455,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,273
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,308
−HK$1,052/mo
Today · 4.125%
HK$35,360
baseline
▲ 0.50% · 4.625%
HK$37,511
+HK$2,151/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$70,720/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,016
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,009
−HK$1,007/mo
Today · 4.125%
HK$39,016
baseline
▲ 0.50% · 4.625%
HK$41,073
+HK$2,057/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$78,032/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$455,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,819
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,026
−HK$1,227/mo
Today · 4.125%
HK$41,253
baseline
▲ 0.50% · 4.625%
HK$43,763
+HK$2,510/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,506/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,186
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,344
−HK$1,175/mo
Today · 4.125%
HK$45,519
baseline
▲ 0.50% · 4.625%
HK$47,918
+HK$2,399/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$91,038/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$455,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,910
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,462
−HK$1,578/mo
Today · 4.125%
HK$53,040
baseline
▲ 0.50% · 4.625%
HK$56,267
+HK$3,227/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,080/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,524
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,013
−HK$1,511/mo
Today · 4.125%
HK$58,524
baseline
▲ 0.50% · 4.625%
HK$61,609
+HK$3,085/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$117,048/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$455,997 · Scale 2, in force from 26 Feb 2026)