LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,730
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,592
−HK$877/mo
Today · 4.125%
HK$29,469
baseline
▲ 0.50% · 4.625%
HK$31,262
+HK$1,793/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,938/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,849
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,676
−HK$840/mo
Today · 4.125%
HK$32,516
baseline
▲ 0.50% · 4.625%
HK$34,230
+HK$1,714/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,032/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,276
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,311
−HK$1,051/mo
Today · 4.125%
HK$35,362
baseline
▲ 0.50% · 4.625%
HK$37,514
+HK$2,152/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$70,724/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,019
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,012
−HK$1,007/mo
Today · 4.125%
HK$39,019
baseline
▲ 0.50% · 4.625%
HK$41,076
+HK$2,057/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$78,038/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,822
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,029
−HK$1,227/mo
Today · 4.125%
HK$41,256
baseline
▲ 0.50% · 4.625%
HK$43,766
+HK$2,510/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,512/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$456,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,189
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,347
−HK$1,175/mo
Today · 4.125%
HK$45,522
baseline
▲ 0.50% · 4.625%
HK$47,922
+HK$2,400/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$91,044/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$456,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,914
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,466
−HK$1,578/mo
Today · 4.125%
HK$53,044
baseline
▲ 0.50% · 4.625%
HK$56,271
+HK$3,227/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,088/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,528
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,018
−HK$1,510/mo
Today · 4.125%
HK$58,528
baseline
▲ 0.50% · 4.625%
HK$61,613
+HK$3,085/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$117,056/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,031 · Scale 2, in force from 26 Feb 2026)