LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,730
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,593
−HK$876/mo
Today · 4.125%
HK$29,469
baseline
▲ 0.50% · 4.625%
HK$31,262
+HK$1,793/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,938/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,850
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,677
−HK$839/mo
Today · 4.125%
HK$32,516
baseline
▲ 0.50% · 4.625%
HK$34,230
+HK$1,714/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,032/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,276
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,311
−HK$1,052/mo
Today · 4.125%
HK$35,363
baseline
▲ 0.50% · 4.625%
HK$37,515
+HK$2,152/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$70,726/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,019
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,012
−HK$1,008/mo
Today · 4.125%
HK$39,020
baseline
▲ 0.50% · 4.625%
HK$41,076
+HK$2,056/mo
Deposit HK$4.86M · loan HK$7.30M · min. income ≈ HK$78,040/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,822
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,030
−HK$1,227/mo
Today · 4.125%
HK$41,257
baseline
▲ 0.50% · 4.625%
HK$43,767
+HK$2,510/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,514/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$456,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,189
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,348
−HK$1,175/mo
Today · 4.125%
HK$45,523
baseline
▲ 0.50% · 4.625%
HK$47,922
+HK$2,399/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$91,046/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$456,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,914
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$51,467
−HK$1,577/mo
Today · 4.125%
HK$53,044
baseline
▲ 0.50% · 4.625%
HK$56,272
+HK$3,228/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$106,088/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,529
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$57,018
−HK$1,511/mo
Today · 4.125%
HK$58,529
baseline
▲ 0.50% · 4.625%
HK$61,614
+HK$3,085/mo
Deposit HK$1.22M · loan HK$10.94M · min. income ≈ HK$117,058/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,038 · Scale 2, in force from 26 Feb 2026)