LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,735
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,597
−HK$877/mo
Today · 4.125%
HK$29,474
baseline
▲ 0.50% · 4.625%
HK$31,267
+HK$1,793/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,948/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,855
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,682
−HK$839/mo
Today · 4.125%
HK$32,521
baseline
▲ 0.50% · 4.625%
HK$34,236
+HK$1,715/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,042/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,282
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,317
−HK$1,052/mo
Today · 4.125%
HK$35,369
baseline
▲ 0.50% · 4.625%
HK$37,521
+HK$2,152/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$70,738/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,025
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,018
−HK$1,008/mo
Today · 4.125%
HK$39,026
baseline
▲ 0.50% · 4.625%
HK$41,083
+HK$2,057/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$78,052/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,828
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,036
−HK$1,227/mo
Today · 4.125%
HK$41,263
baseline
▲ 0.50% · 4.625%
HK$43,774
+HK$2,511/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,526/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$456,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,196
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,355
−HK$1,175/mo
Today · 4.125%
HK$45,530
baseline
▲ 0.50% · 4.625%
HK$47,930
+HK$2,400/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$91,060/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$456,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,922
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,475
−HK$1,578/mo
Today · 4.125%
HK$53,053
baseline
▲ 0.50% · 4.625%
HK$56,281
+HK$3,228/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$106,106/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,538
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,028
−HK$1,511/mo
Today · 4.125%
HK$58,539
baseline
▲ 0.50% · 4.625%
HK$61,624
+HK$3,085/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$117,078/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,111 · Scale 2, in force from 26 Feb 2026)