LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,737
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,600
−HK$876/mo
Today · 4.125%
HK$29,476
baseline
▲ 0.50% · 4.625%
HK$31,270
+HK$1,794/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,952/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,857
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,684
−HK$840/mo
Today · 4.125%
HK$32,524
baseline
▲ 0.50% · 4.625%
HK$34,238
+HK$1,714/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,048/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,284
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,319
−HK$1,052/mo
Today · 4.125%
HK$35,371
baseline
▲ 0.50% · 4.625%
HK$37,524
+HK$2,153/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$70,742/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,028
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,021
−HK$1,008/mo
Today · 4.125%
HK$39,029
baseline
▲ 0.50% · 4.625%
HK$41,086
+HK$2,057/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$78,058/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,831
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,039
−HK$1,228/mo
Today · 4.125%
HK$41,267
baseline
▲ 0.50% · 4.625%
HK$43,778
+HK$2,511/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$82,534/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,200
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,358
−HK$1,176/mo
Today · 4.125%
HK$45,534
baseline
▲ 0.50% · 4.625%
HK$47,934
+HK$2,400/mo
Deposit HK$3.65M · loan HK$8.51M · min. income ≈ HK$91,068/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,926
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,479
−HK$1,578/mo
Today · 4.125%
HK$53,057
baseline
▲ 0.50% · 4.625%
HK$56,285
+HK$3,228/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$106,114/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,542
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,032
−HK$1,511/mo
Today · 4.125%
HK$58,543
baseline
▲ 0.50% · 4.625%
HK$61,629
+HK$3,086/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$117,086/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,146 · Scale 2, in force from 26 Feb 2026)