LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,738
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,601
−HK$877/mo
Today · 4.125%
HK$29,478
baseline
▲ 0.50% · 4.625%
HK$31,271
+HK$1,793/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,956/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,858
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,686
−HK$840/mo
Today · 4.125%
HK$32,526
baseline
▲ 0.50% · 4.625%
HK$34,240
+HK$1,714/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,052/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,286
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,321
−HK$1,052/mo
Today · 4.125%
HK$35,373
baseline
▲ 0.50% · 4.625%
HK$37,525
+HK$2,152/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$70,746/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,030
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,023
−HK$1,008/mo
Today · 4.125%
HK$39,031
baseline
▲ 0.50% · 4.625%
HK$41,088
+HK$2,057/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$78,062/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,833
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,041
−HK$1,228/mo
Today · 4.125%
HK$41,269
baseline
▲ 0.50% · 4.625%
HK$43,780
+HK$2,511/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,538/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,202
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,360
−HK$1,176/mo
Today · 4.125%
HK$45,536
baseline
▲ 0.50% · 4.625%
HK$47,936
+HK$2,400/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,072/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,929
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,482
−HK$1,578/mo
Today · 4.125%
HK$53,060
baseline
▲ 0.50% · 4.625%
HK$56,288
+HK$3,228/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$106,120/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,545
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,035
−HK$1,511/mo
Today · 4.125%
HK$58,546
baseline
▲ 0.50% · 4.625%
HK$61,632
+HK$3,086/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$117,092/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,168 · Scale 2, in force from 26 Feb 2026)