LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,740
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,603
−HK$876/mo
Today · 4.125%
HK$29,479
baseline
▲ 0.50% · 4.625%
HK$31,273
+HK$1,794/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,958/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,860
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,688
−HK$840/mo
Today · 4.125%
HK$32,528
baseline
▲ 0.50% · 4.625%
HK$34,242
+HK$1,714/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,056/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,288
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,323
−HK$1,052/mo
Today · 4.125%
HK$35,375
baseline
▲ 0.50% · 4.625%
HK$37,528
+HK$2,153/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$70,750/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,032
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,025
−HK$1,008/mo
Today · 4.125%
HK$39,033
baseline
▲ 0.50% · 4.625%
HK$41,091
+HK$2,058/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$78,066/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,836
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,044
−HK$1,227/mo
Today · 4.125%
HK$41,271
baseline
▲ 0.50% · 4.625%
HK$43,782
+HK$2,511/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,542/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,204
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,363
−HK$1,176/mo
Today · 4.125%
HK$45,539
baseline
▲ 0.50% · 4.625%
HK$47,939
+HK$2,400/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,078/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,932
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,485
−HK$1,578/mo
Today · 4.125%
HK$53,063
baseline
▲ 0.50% · 4.625%
HK$56,292
+HK$3,229/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$106,126/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,548
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,038
−HK$1,512/mo
Today · 4.125%
HK$58,550
baseline
▲ 0.50% · 4.625%
HK$61,636
+HK$3,086/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$117,100/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,196 · Scale 2, in force from 26 Feb 2026)