LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,742
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,605
−HK$877/mo
Today · 4.125%
HK$29,482
baseline
▲ 0.50% · 4.625%
HK$31,276
+HK$1,794/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,964/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,863
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,691
−HK$839/mo
Today · 4.125%
HK$32,530
baseline
▲ 0.50% · 4.625%
HK$34,245
+HK$1,715/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,060/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,291
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,326
−HK$1,052/mo
Today · 4.125%
HK$35,378
baseline
▲ 0.50% · 4.625%
HK$37,531
+HK$2,153/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$70,756/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,035
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,029
−HK$1,007/mo
Today · 4.125%
HK$39,036
baseline
▲ 0.50% · 4.625%
HK$41,094
+HK$2,058/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$78,072/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,839
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,047
−HK$1,227/mo
Today · 4.125%
HK$41,274
baseline
▲ 0.50% · 4.625%
HK$43,786
+HK$2,512/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,548/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,208
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,367
−HK$1,175/mo
Today · 4.125%
HK$45,542
baseline
▲ 0.50% · 4.625%
HK$47,943
+HK$2,401/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,084/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,936
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,489
−HK$1,578/mo
Today · 4.125%
HK$53,067
baseline
▲ 0.50% · 4.625%
HK$56,296
+HK$3,229/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$106,134/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,553
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,043
−HK$1,511/mo
Today · 4.125%
HK$58,554
baseline
▲ 0.50% · 4.625%
HK$61,641
+HK$3,087/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$117,108/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,234 · Scale 2, in force from 26 Feb 2026)