LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,746
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,609
−HK$877/mo
Today · 4.125%
HK$29,486
baseline
▲ 0.50% · 4.625%
HK$31,280
+HK$1,794/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,972/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,867
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,695
−HK$840/mo
Today · 4.125%
HK$32,535
baseline
▲ 0.50% · 4.625%
HK$34,250
+HK$1,715/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,070/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,295
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,331
−HK$1,052/mo
Today · 4.125%
HK$35,383
baseline
▲ 0.50% · 4.625%
HK$37,536
+HK$2,153/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$70,766/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,040
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,034
−HK$1,008/mo
Today · 4.125%
HK$39,042
baseline
▲ 0.50% · 4.625%
HK$41,099
+HK$2,057/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$78,084/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,844
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,052
−HK$1,228/mo
Today · 4.125%
HK$41,280
baseline
▲ 0.50% · 4.625%
HK$43,792
+HK$2,512/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,560/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,214
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,373
−HK$1,175/mo
Today · 4.125%
HK$45,548
baseline
▲ 0.50% · 4.625%
HK$47,949
+HK$2,401/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,096/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,943
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$51,496
−HK$1,578/mo
Today · 4.125%
HK$53,074
baseline
▲ 0.50% · 4.625%
HK$56,304
+HK$3,230/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$106,148/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,561
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$57,051
−HK$1,511/mo
Today · 4.125%
HK$58,562
baseline
▲ 0.50% · 4.625%
HK$61,649
+HK$3,087/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$117,124/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,295 · Scale 2, in force from 26 Feb 2026)