LTV · monthly repayment
▼ 0.50% · 3.625%
HK$277,485
−HK$17,401/mo
▼ 0.25% · 3.875%
HK$286,117
−HK$8,769/mo
Today · 4.125%
HK$294,886
baseline
▲ 0.50% · 4.625%
HK$312,829
+HK$17,943/mo
Deposit HK$60.85M · loan HK$60.85M · min. income ≈ HK$589,772/mo (50% DSR)
Upfront cash ≈ HK$68.76M (deposit + AVD stamp duty HK$7,909,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,700
−HK$16,678/mo
▼ 0.25% · 3.875%
HK$316,979
−HK$8,399/mo
Today · 4.125%
HK$325,378
baseline
▲ 0.50% · 4.625%
HK$342,529
+HK$17,151/mo
Deposit HK$60.85M · loan HK$60.85M · min. income ≈ HK$650,756/mo (50% DSR)
Upfront cash ≈ HK$68.76M (deposit + AVD stamp duty HK$7,909,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,982
−HK$20,881/mo
▼ 0.25% · 3.875%
HK$343,340
−HK$10,523/mo
Today · 4.125%
HK$353,863
baseline
▲ 0.50% · 4.625%
HK$375,395
+HK$21,532/mo
Deposit HK$48.68M · loan HK$73.01M · min. income ≈ HK$707,726/mo (50% DSR)
Upfront cash ≈ HK$56.59M (deposit + AVD stamp duty HK$7,909,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,440
−HK$20,013/mo
▼ 0.25% · 3.875%
HK$380,375
−HK$10,078/mo
Today · 4.125%
HK$390,453
baseline
▲ 0.50% · 4.625%
HK$411,035
+HK$20,582/mo
Deposit HK$48.68M · loan HK$73.01M · min. income ≈ HK$780,906/mo (50% DSR)
Upfront cash ≈ HK$56.59M (deposit + AVD stamp duty HK$7,909,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,479
−HK$24,361/mo
▼ 0.25% · 3.875%
HK$400,563
−HK$12,277/mo
Today · 4.125%
HK$412,840
baseline
▲ 0.50% · 4.625%
HK$437,961
+HK$25,121/mo
Deposit HK$36.51M · loan HK$85.18M · min. income ≈ HK$825,680/mo (50% DSR)
Upfront cash ≈ HK$44.42M (deposit + AVD stamp duty HK$7,909,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$432,179
−HK$23,350/mo
▼ 0.25% · 3.875%
HK$443,770
−HK$11,759/mo
Today · 4.125%
HK$455,529
baseline
▲ 0.50% · 4.625%
HK$479,540
+HK$24,011/mo
Deposit HK$36.51M · loan HK$85.18M · min. income ≈ HK$911,058/mo (50% DSR)
Upfront cash ≈ HK$44.42M (deposit + AVD stamp duty HK$7,909,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$499,474
−HK$31,321/mo
▼ 0.25% · 3.875%
HK$515,010
−HK$15,785/mo
Today · 4.125%
HK$530,795
baseline
▲ 0.50% · 4.625%
HK$563,093
+HK$32,298/mo
Deposit HK$12.17M · loan HK$109.52M · min. income ≈ HK$1,061,590/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$7,909,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$555,659
−HK$30,021/mo
▼ 0.25% · 3.875%
HK$570,562
−HK$15,118/mo
Today · 4.125%
HK$585,680
baseline
▲ 0.50% · 4.625%
HK$616,552
+HK$30,872/mo
Deposit HK$12.17M · loan HK$109.52M · min. income ≈ HK$1,171,360/mo (50% DSR)
Upfront cash ≈ HK$20.08M (deposit + AVD stamp duty HK$7,909,876 · Scale 2, in force from 26 Feb 2026)