LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,749
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,612
−HK$877/mo
Today · 4.125%
HK$29,489
baseline
▲ 0.50% · 4.625%
HK$31,283
+HK$1,794/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$58,978/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,870
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,698
−HK$840/mo
Today · 4.125%
HK$32,538
baseline
▲ 0.50% · 4.625%
HK$34,253
+HK$1,715/mo
Deposit HK$6.08M · loan HK$6.08M · min. income ≈ HK$65,076/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,299
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,335
−HK$1,052/mo
Today · 4.125%
HK$35,387
baseline
▲ 0.50% · 4.625%
HK$37,540
+HK$2,153/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$70,774/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,045
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,038
−HK$1,008/mo
Today · 4.125%
HK$39,046
baseline
▲ 0.50% · 4.625%
HK$41,104
+HK$2,058/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$78,092/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,849
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,057
−HK$1,228/mo
Today · 4.125%
HK$41,285
baseline
▲ 0.50% · 4.625%
HK$43,797
+HK$2,512/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,570/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,219
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,378
−HK$1,176/mo
Today · 4.125%
HK$45,554
baseline
▲ 0.50% · 4.625%
HK$47,955
+HK$2,401/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,108/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,948
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,502
−HK$1,578/mo
Today · 4.125%
HK$53,080
baseline
▲ 0.50% · 4.625%
HK$56,310
+HK$3,230/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$106,160/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,567
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$57,057
−HK$1,512/mo
Today · 4.125%
HK$58,569
baseline
▲ 0.50% · 4.625%
HK$61,656
+HK$3,087/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$117,138/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,347 · Scale 2, in force from 26 Feb 2026)