LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,753
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,616
−HK$877/mo
Today · 4.125%
HK$29,493
baseline
▲ 0.50% · 4.625%
HK$31,287
+HK$1,794/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$58,986/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,874
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,702
−HK$841/mo
Today · 4.125%
HK$32,543
baseline
▲ 0.50% · 4.625%
HK$34,258
+HK$1,715/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,086/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,303
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,339
−HK$1,052/mo
Today · 4.125%
HK$35,391
baseline
▲ 0.50% · 4.625%
HK$37,545
+HK$2,154/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$70,782/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,049
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,043
−HK$1,008/mo
Today · 4.125%
HK$39,051
baseline
▲ 0.50% · 4.625%
HK$41,109
+HK$2,058/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$78,102/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$456,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,854
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,062
−HK$1,228/mo
Today · 4.125%
HK$41,290
baseline
▲ 0.50% · 4.625%
HK$43,802
+HK$2,512/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,580/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,224
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,383
−HK$1,177/mo
Today · 4.125%
HK$45,560
baseline
▲ 0.50% · 4.625%
HK$47,961
+HK$2,401/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,120/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,955
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$51,509
−HK$1,578/mo
Today · 4.125%
HK$53,087
baseline
▲ 0.50% · 4.625%
HK$56,317
+HK$3,230/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$106,174/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,574
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,064
−HK$1,513/mo
Today · 4.125%
HK$58,577
baseline
▲ 0.50% · 4.625%
HK$61,664
+HK$3,087/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$117,154/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,406 · Scale 2, in force from 26 Feb 2026)