LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,756
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,619
−HK$877/mo
Today · 4.125%
HK$29,496
baseline
▲ 0.50% · 4.625%
HK$31,291
+HK$1,795/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$58,992/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,878
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,706
−HK$840/mo
Today · 4.125%
HK$32,546
baseline
▲ 0.50% · 4.625%
HK$34,262
+HK$1,716/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,092/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,307
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,343
−HK$1,053/mo
Today · 4.125%
HK$35,396
baseline
▲ 0.50% · 4.625%
HK$37,549
+HK$2,153/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$70,792/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,054
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,047
−HK$1,009/mo
Today · 4.125%
HK$39,056
baseline
▲ 0.50% · 4.625%
HK$41,114
+HK$2,058/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$78,112/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,858
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,067
−HK$1,228/mo
Today · 4.125%
HK$41,295
baseline
▲ 0.50% · 4.625%
HK$43,808
+HK$2,513/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,590/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,229
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,389
−HK$1,176/mo
Today · 4.125%
HK$45,565
baseline
▲ 0.50% · 4.625%
HK$47,967
+HK$2,402/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,130/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,960
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,514
−HK$1,579/mo
Today · 4.125%
HK$53,093
baseline
▲ 0.50% · 4.625%
HK$56,324
+HK$3,231/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$106,186/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,580
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,071
−HK$1,512/mo
Today · 4.125%
HK$58,583
baseline
▲ 0.50% · 4.625%
HK$61,671
+HK$3,088/mo
Deposit HK$1.22M · loan HK$10.95M · min. income ≈ HK$117,166/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,459 · Scale 2, in force from 26 Feb 2026)