LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,756
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,620
−HK$877/mo
Today · 4.125%
HK$29,497
baseline
▲ 0.50% · 4.625%
HK$31,292
+HK$1,795/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$58,994/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,879
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,707
−HK$840/mo
Today · 4.125%
HK$32,547
baseline
▲ 0.50% · 4.625%
HK$34,263
+HK$1,716/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,094/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,308
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,344
−HK$1,052/mo
Today · 4.125%
HK$35,396
baseline
▲ 0.50% · 4.625%
HK$37,550
+HK$2,154/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$70,792/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,054
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,048
−HK$1,008/mo
Today · 4.125%
HK$39,056
baseline
▲ 0.50% · 4.625%
HK$41,115
+HK$2,059/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$78,112/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,859
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,068
−HK$1,228/mo
Today · 4.125%
HK$41,296
baseline
▲ 0.50% · 4.625%
HK$43,809
+HK$2,513/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,592/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,230
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,390
−HK$1,176/mo
Today · 4.125%
HK$45,566
baseline
▲ 0.50% · 4.625%
HK$47,968
+HK$2,402/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,132/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,962
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,516
−HK$1,579/mo
Today · 4.125%
HK$53,095
baseline
▲ 0.50% · 4.625%
HK$56,325
+HK$3,230/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,190/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,582
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$57,072
−HK$1,513/mo
Today · 4.125%
HK$58,585
baseline
▲ 0.50% · 4.625%
HK$61,673
+HK$3,088/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,170/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,469 · Scale 2, in force from 26 Feb 2026)