LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,761
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,625
−HK$877/mo
Today · 4.125%
HK$29,502
baseline
▲ 0.50% · 4.625%
HK$31,297
+HK$1,795/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,004/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,884
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,712
−HK$841/mo
Today · 4.125%
HK$32,553
baseline
▲ 0.50% · 4.625%
HK$34,268
+HK$1,715/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,106/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,313
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,350
−HK$1,052/mo
Today · 4.125%
HK$35,402
baseline
▲ 0.50% · 4.625%
HK$37,557
+HK$2,155/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$70,804/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,061
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,055
−HK$1,008/mo
Today · 4.125%
HK$39,063
baseline
▲ 0.50% · 4.625%
HK$41,122
+HK$2,059/mo
Deposit HK$4.87M · loan HK$7.30M · min. income ≈ HK$78,126/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,866
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,075
−HK$1,228/mo
Today · 4.125%
HK$41,303
baseline
▲ 0.50% · 4.625%
HK$43,816
+HK$2,513/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,606/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,238
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,397
−HK$1,177/mo
Today · 4.125%
HK$45,574
baseline
▲ 0.50% · 4.625%
HK$47,976
+HK$2,402/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,148/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,970
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,524
−HK$1,580/mo
Today · 4.125%
HK$53,104
baseline
▲ 0.50% · 4.625%
HK$56,335
+HK$3,231/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,208/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,591
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,082
−HK$1,513/mo
Today · 4.125%
HK$58,595
baseline
▲ 0.50% · 4.625%
HK$61,683
+HK$3,088/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,190/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,547 · Scale 2, in force from 26 Feb 2026)