LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,764
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,627
−HK$878/mo
Today · 4.125%
HK$29,505
baseline
▲ 0.50% · 4.625%
HK$31,300
+HK$1,795/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,010/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,887
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,715
−HK$840/mo
Today · 4.125%
HK$32,555
baseline
▲ 0.50% · 4.625%
HK$34,272
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,110/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,316
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,353
−HK$1,053/mo
Today · 4.125%
HK$35,406
baseline
▲ 0.50% · 4.625%
HK$37,560
+HK$2,154/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,812/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,064
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,058
−HK$1,009/mo
Today · 4.125%
HK$39,067
baseline
▲ 0.50% · 4.625%
HK$41,126
+HK$2,059/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,134/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,869
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,078
−HK$1,229/mo
Today · 4.125%
HK$41,307
baseline
▲ 0.50% · 4.625%
HK$43,820
+HK$2,513/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,614/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,241
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,401
−HK$1,177/mo
Today · 4.125%
HK$45,578
baseline
▲ 0.50% · 4.625%
HK$47,980
+HK$2,402/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,156/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,975
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$51,529
−HK$1,579/mo
Today · 4.125%
HK$53,108
baseline
▲ 0.50% · 4.625%
HK$56,340
+HK$3,232/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,216/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,596
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,087
−HK$1,513/mo
Today · 4.125%
HK$58,600
baseline
▲ 0.50% · 4.625%
HK$61,689
+HK$3,089/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,200/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,588 · Scale 2, in force from 26 Feb 2026)