LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,764
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,628
−HK$877/mo
Today · 4.125%
HK$29,505
baseline
▲ 0.50% · 4.625%
HK$31,300
+HK$1,795/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,010/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,887
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,716
−HK$840/mo
Today · 4.125%
HK$32,556
baseline
▲ 0.50% · 4.625%
HK$34,272
+HK$1,716/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,112/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,317
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,353
−HK$1,053/mo
Today · 4.125%
HK$35,406
baseline
▲ 0.50% · 4.625%
HK$37,561
+HK$2,155/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,812/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,065
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,059
−HK$1,008/mo
Today · 4.125%
HK$39,067
baseline
▲ 0.50% · 4.625%
HK$41,127
+HK$2,060/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,134/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,870
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,079
−HK$1,228/mo
Today · 4.125%
HK$41,307
baseline
▲ 0.50% · 4.625%
HK$43,821
+HK$2,514/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,614/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,242
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,402
−HK$1,176/mo
Today · 4.125%
HK$45,578
baseline
▲ 0.50% · 4.625%
HK$47,981
+HK$2,403/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,156/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,975
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,530
−HK$1,579/mo
Today · 4.125%
HK$53,109
baseline
▲ 0.50% · 4.625%
HK$56,341
+HK$3,232/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,218/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,597
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,088
−HK$1,513/mo
Today · 4.125%
HK$58,601
baseline
▲ 0.50% · 4.625%
HK$61,690
+HK$3,089/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,202/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,596 · Scale 2, in force from 26 Feb 2026)