LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,765
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,628
−HK$878/mo
Today · 4.125%
HK$29,506
baseline
▲ 0.50% · 4.625%
HK$31,301
+HK$1,795/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,012/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,888
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,716
−HK$841/mo
Today · 4.125%
HK$32,557
baseline
▲ 0.50% · 4.625%
HK$34,273
+HK$1,716/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,114/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,318
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,354
−HK$1,053/mo
Today · 4.125%
HK$35,407
baseline
▲ 0.50% · 4.625%
HK$37,561
+HK$2,154/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,814/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,066
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,060
−HK$1,008/mo
Today · 4.125%
HK$39,068
baseline
▲ 0.50% · 4.625%
HK$41,127
+HK$2,059/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,136/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,871
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,080
−HK$1,228/mo
Today · 4.125%
HK$41,308
baseline
▲ 0.50% · 4.625%
HK$43,822
+HK$2,514/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,616/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,243
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,403
−HK$1,176/mo
Today · 4.125%
HK$45,579
baseline
▲ 0.50% · 4.625%
HK$47,982
+HK$2,403/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,158/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,977
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,531
−HK$1,580/mo
Today · 4.125%
HK$53,111
baseline
▲ 0.50% · 4.625%
HK$56,342
+HK$3,231/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,222/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,598
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,090
−HK$1,512/mo
Today · 4.125%
HK$58,602
baseline
▲ 0.50% · 4.625%
HK$61,691
+HK$3,089/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,204/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,606 · Scale 2, in force from 26 Feb 2026)