LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,766
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,629
−HK$878/mo
Today · 4.125%
HK$29,507
baseline
▲ 0.50% · 4.625%
HK$31,302
+HK$1,795/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,014/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,889
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,718
−HK$840/mo
Today · 4.125%
HK$32,558
baseline
▲ 0.50% · 4.625%
HK$34,274
+HK$1,716/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,116/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$456,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,319
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,355
−HK$1,053/mo
Today · 4.125%
HK$35,408
baseline
▲ 0.50% · 4.625%
HK$37,563
+HK$2,155/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,816/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,067
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,061
−HK$1,009/mo
Today · 4.125%
HK$39,070
baseline
▲ 0.50% · 4.625%
HK$41,129
+HK$2,059/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,140/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,872
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,081
−HK$1,229/mo
Today · 4.125%
HK$41,310
baseline
▲ 0.50% · 4.625%
HK$43,823
+HK$2,513/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,620/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,245
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,405
−HK$1,176/mo
Today · 4.125%
HK$45,581
baseline
▲ 0.50% · 4.625%
HK$47,984
+HK$2,403/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,162/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,978
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,533
−HK$1,579/mo
Today · 4.125%
HK$53,112
baseline
▲ 0.50% · 4.625%
HK$56,344
+HK$3,232/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,224/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,600
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,092
−HK$1,512/mo
Today · 4.125%
HK$58,604
baseline
▲ 0.50% · 4.625%
HK$61,693
+HK$3,089/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,208/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,623 · Scale 2, in force from 26 Feb 2026)