LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,767
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,630
−HK$878/mo
Today · 4.125%
HK$29,508
baseline
▲ 0.50% · 4.625%
HK$31,303
+HK$1,795/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,016/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,890
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,719
−HK$840/mo
Today · 4.125%
HK$32,559
baseline
▲ 0.50% · 4.625%
HK$34,275
+HK$1,716/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,118/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,320
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,356
−HK$1,054/mo
Today · 4.125%
HK$35,410
baseline
▲ 0.50% · 4.625%
HK$37,564
+HK$2,154/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,820/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,068
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,062
−HK$1,009/mo
Today · 4.125%
HK$39,071
baseline
▲ 0.50% · 4.625%
HK$41,130
+HK$2,059/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,142/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,873
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,083
−HK$1,228/mo
Today · 4.125%
HK$41,311
baseline
▲ 0.50% · 4.625%
HK$43,825
+HK$2,514/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,622/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,246
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,406
−HK$1,177/mo
Today · 4.125%
HK$45,583
baseline
▲ 0.50% · 4.625%
HK$47,985
+HK$2,402/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,166/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,980
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,535
−HK$1,579/mo
Today · 4.125%
HK$53,114
baseline
▲ 0.50% · 4.625%
HK$56,346
+HK$3,232/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,228/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,602
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,094
−HK$1,512/mo
Today · 4.125%
HK$58,606
baseline
▲ 0.50% · 4.625%
HK$61,696
+HK$3,090/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,212/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,638 · Scale 2, in force from 26 Feb 2026)