LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,767
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,631
−HK$877/mo
Today · 4.125%
HK$29,508
baseline
▲ 0.50% · 4.625%
HK$31,304
+HK$1,796/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,016/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,890
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,719
−HK$840/mo
Today · 4.125%
HK$32,559
baseline
▲ 0.50% · 4.625%
HK$34,276
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,118/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,320
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,357
−HK$1,053/mo
Today · 4.125%
HK$35,410
baseline
▲ 0.50% · 4.625%
HK$37,564
+HK$2,154/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,820/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,069
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,063
−HK$1,008/mo
Today · 4.125%
HK$39,071
baseline
▲ 0.50% · 4.625%
HK$41,131
+HK$2,060/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,142/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,874
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,083
−HK$1,229/mo
Today · 4.125%
HK$41,312
baseline
▲ 0.50% · 4.625%
HK$43,825
+HK$2,513/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,624/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,247
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,407
−HK$1,176/mo
Today · 4.125%
HK$45,583
baseline
▲ 0.50% · 4.625%
HK$47,986
+HK$2,403/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,166/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,981
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,535
−HK$1,580/mo
Today · 4.125%
HK$53,115
baseline
▲ 0.50% · 4.625%
HK$56,347
+HK$3,232/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,230/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,603
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,094
−HK$1,513/mo
Today · 4.125%
HK$58,607
baseline
▲ 0.50% · 4.625%
HK$61,696
+HK$3,089/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,214/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,643 · Scale 2, in force from 26 Feb 2026)