LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,769
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,632
−HK$878/mo
Today · 4.125%
HK$29,510
baseline
▲ 0.50% · 4.625%
HK$31,306
+HK$1,796/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,020/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,892
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,721
−HK$840/mo
Today · 4.125%
HK$32,561
baseline
▲ 0.50% · 4.625%
HK$34,278
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,122/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,322
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,359
−HK$1,053/mo
Today · 4.125%
HK$35,412
baseline
▲ 0.50% · 4.625%
HK$37,567
+HK$2,155/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,824/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,071
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,065
−HK$1,009/mo
Today · 4.125%
HK$39,074
baseline
▲ 0.50% · 4.625%
HK$41,133
+HK$2,059/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,148/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,876
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,085
−HK$1,229/mo
Today · 4.125%
HK$41,314
baseline
▲ 0.50% · 4.625%
HK$43,828
+HK$2,514/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,628/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,249
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,409
−HK$1,177/mo
Today · 4.125%
HK$45,586
baseline
▲ 0.50% · 4.625%
HK$47,989
+HK$2,403/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,172/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,984
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$51,538
−HK$1,580/mo
Today · 4.125%
HK$53,118
baseline
▲ 0.50% · 4.625%
HK$56,350
+HK$3,232/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,236/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,606
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,098
−HK$1,513/mo
Today · 4.125%
HK$58,611
baseline
▲ 0.50% · 4.625%
HK$61,700
+HK$3,089/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,222/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,671 · Scale 2, in force from 26 Feb 2026)