LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,769
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,633
−HK$878/mo
Today · 4.125%
HK$29,511
baseline
▲ 0.50% · 4.625%
HK$31,307
+HK$1,796/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,022/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,893
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,722
−HK$840/mo
Today · 4.125%
HK$32,562
baseline
▲ 0.50% · 4.625%
HK$34,279
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,124/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,323
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,360
−HK$1,053/mo
Today · 4.125%
HK$35,413
baseline
▲ 0.50% · 4.625%
HK$37,568
+HK$2,155/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,826/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,072
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,066
−HK$1,009/mo
Today · 4.125%
HK$39,075
baseline
▲ 0.50% · 4.625%
HK$41,134
+HK$2,059/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,150/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,877
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,087
−HK$1,228/mo
Today · 4.125%
HK$41,315
baseline
▲ 0.50% · 4.625%
HK$43,829
+HK$2,514/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$82,630/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,251
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,410
−HK$1,177/mo
Today · 4.125%
HK$45,587
baseline
▲ 0.50% · 4.625%
HK$47,990
+HK$2,403/mo
Deposit HK$3.65M · loan HK$8.52M · min. income ≈ HK$91,174/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,985
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,540
−HK$1,580/mo
Today · 4.125%
HK$53,120
baseline
▲ 0.50% · 4.625%
HK$56,352
+HK$3,232/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,240/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,608
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$57,099
−HK$1,513/mo
Today · 4.125%
HK$58,612
baseline
▲ 0.50% · 4.625%
HK$61,702
+HK$3,090/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,224/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,684 · Scale 2, in force from 26 Feb 2026)