LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,775
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,639
−HK$878/mo
Today · 4.125%
HK$29,517
baseline
▲ 0.50% · 4.625%
HK$31,313
+HK$1,796/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,034/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,900
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,728
−HK$841/mo
Today · 4.125%
HK$32,569
baseline
▲ 0.50% · 4.625%
HK$34,286
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,138/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,330
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,367
−HK$1,053/mo
Today · 4.125%
HK$35,420
baseline
▲ 0.50% · 4.625%
HK$37,576
+HK$2,156/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,840/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,080
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,074
−HK$1,009/mo
Today · 4.125%
HK$39,083
baseline
▲ 0.50% · 4.625%
HK$41,143
+HK$2,060/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,166/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,885
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,095
−HK$1,229/mo
Today · 4.125%
HK$41,324
baseline
▲ 0.50% · 4.625%
HK$43,838
+HK$2,514/mo
Deposit HK$3.65M · loan HK$8.53M · min. income ≈ HK$82,648/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,260
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,420
−HK$1,177/mo
Today · 4.125%
HK$45,597
baseline
▲ 0.50% · 4.625%
HK$48,000
+HK$2,403/mo
Deposit HK$3.65M · loan HK$8.53M · min. income ≈ HK$91,194/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,995
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,551
−HK$1,580/mo
Today · 4.125%
HK$53,131
baseline
▲ 0.50% · 4.625%
HK$56,363
+HK$3,232/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,262/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,619
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,111
−HK$1,513/mo
Today · 4.125%
HK$58,624
baseline
▲ 0.50% · 4.625%
HK$61,715
+HK$3,091/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,248/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,779 · Scale 2, in force from 26 Feb 2026)