LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,776
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,640
−HK$878/mo
Today · 4.125%
HK$29,518
baseline
▲ 0.50% · 4.625%
HK$31,314
+HK$1,796/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,036/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,900
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,729
−HK$841/mo
Today · 4.125%
HK$32,570
baseline
▲ 0.50% · 4.625%
HK$34,287
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,140/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,331
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,368
−HK$1,053/mo
Today · 4.125%
HK$35,421
baseline
▲ 0.50% · 4.625%
HK$37,576
+HK$2,155/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,842/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,080
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,075
−HK$1,009/mo
Today · 4.125%
HK$39,084
baseline
▲ 0.50% · 4.625%
HK$41,144
+HK$2,060/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,168/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,886
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,096
−HK$1,229/mo
Today · 4.125%
HK$41,325
baseline
▲ 0.50% · 4.625%
HK$43,839
+HK$2,514/mo
Deposit HK$3.65M · loan HK$8.53M · min. income ≈ HK$82,650/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,260
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,421
−HK$1,177/mo
Today · 4.125%
HK$45,598
baseline
▲ 0.50% · 4.625%
HK$48,001
+HK$2,403/mo
Deposit HK$3.65M · loan HK$8.53M · min. income ≈ HK$91,196/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,996
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,552
−HK$1,580/mo
Today · 4.125%
HK$53,132
baseline
▲ 0.50% · 4.625%
HK$56,365
+HK$3,233/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,264/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,621
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,112
−HK$1,514/mo
Today · 4.125%
HK$58,626
baseline
▲ 0.50% · 4.625%
HK$61,716
+HK$3,090/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,252/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,788 · Scale 2, in force from 26 Feb 2026)