LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,777
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,641
−HK$878/mo
Today · 4.125%
HK$29,519
baseline
▲ 0.50% · 4.625%
HK$31,315
+HK$1,796/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,038/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,902
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,730
−HK$841/mo
Today · 4.125%
HK$32,571
baseline
▲ 0.50% · 4.625%
HK$34,288
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,142/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,332
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,369
−HK$1,054/mo
Today · 4.125%
HK$35,423
baseline
▲ 0.50% · 4.625%
HK$37,578
+HK$2,155/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,846/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,082
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,077
−HK$1,008/mo
Today · 4.125%
HK$39,085
baseline
▲ 0.50% · 4.625%
HK$41,146
+HK$2,061/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,170/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,888
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,097
−HK$1,229/mo
Today · 4.125%
HK$41,326
baseline
▲ 0.50% · 4.625%
HK$43,841
+HK$2,515/mo
Deposit HK$3.65M · loan HK$8.53M · min. income ≈ HK$82,652/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,262
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,423
−HK$1,177/mo
Today · 4.125%
HK$45,600
baseline
▲ 0.50% · 4.625%
HK$48,003
+HK$2,403/mo
Deposit HK$3.65M · loan HK$8.53M · min. income ≈ HK$91,200/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,999
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,554
−HK$1,580/mo
Today · 4.125%
HK$53,134
baseline
▲ 0.50% · 4.625%
HK$56,367
+HK$3,233/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,268/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,623
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,115
−HK$1,513/mo
Today · 4.125%
HK$58,628
baseline
▲ 0.50% · 4.625%
HK$61,719
+HK$3,091/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,256/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$456,808 · Scale 2, in force from 26 Feb 2026)