LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,778
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,642
−HK$878/mo
Today · 4.125%
HK$29,520
baseline
▲ 0.50% · 4.625%
HK$31,316
+HK$1,796/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,040/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,903
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,731
−HK$841/mo
Today · 4.125%
HK$32,572
baseline
▲ 0.50% · 4.625%
HK$34,289
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,144/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,333
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,370
−HK$1,054/mo
Today · 4.125%
HK$35,424
baseline
▲ 0.50% · 4.625%
HK$37,579
+HK$2,155/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,848/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,083
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,078
−HK$1,008/mo
Today · 4.125%
HK$39,086
baseline
▲ 0.50% · 4.625%
HK$41,147
+HK$2,061/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,172/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,889
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,099
−HK$1,229/mo
Today · 4.125%
HK$41,328
baseline
▲ 0.50% · 4.625%
HK$43,842
+HK$2,514/mo
Deposit HK$3.65M · loan HK$8.53M · min. income ≈ HK$82,656/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,264
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,424
−HK$1,177/mo
Today · 4.125%
HK$45,601
baseline
▲ 0.50% · 4.625%
HK$48,005
+HK$2,404/mo
Deposit HK$3.65M · loan HK$8.53M · min. income ≈ HK$91,202/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,000
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$51,555
−HK$1,580/mo
Today · 4.125%
HK$53,135
baseline
▲ 0.50% · 4.625%
HK$56,369
+HK$3,234/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$106,270/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$456,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,625
−HK$3,005/mo
▼ 0.25% · 3.875%
HK$57,116
−HK$1,514/mo
Today · 4.125%
HK$58,630
baseline
▲ 0.50% · 4.625%
HK$61,720
+HK$3,090/mo
Deposit HK$1.22M · loan HK$10.96M · min. income ≈ HK$117,260/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$456,821 · Scale 2, in force from 26 Feb 2026)