LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,782
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,646
−HK$878/mo
Today · 4.125%
HK$29,524
baseline
▲ 0.50% · 4.625%
HK$31,320
+HK$1,796/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,048/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,907
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,736
−HK$841/mo
Today · 4.125%
HK$32,577
baseline
▲ 0.50% · 4.625%
HK$34,294
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,154/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,338
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,375
−HK$1,054/mo
Today · 4.125%
HK$35,429
baseline
▲ 0.50% · 4.625%
HK$37,584
+HK$2,155/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,858/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,088
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,083
−HK$1,009/mo
Today · 4.125%
HK$39,092
baseline
▲ 0.50% · 4.625%
HK$41,153
+HK$2,061/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,184/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,894
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,104
−HK$1,229/mo
Today · 4.125%
HK$41,333
baseline
▲ 0.50% · 4.625%
HK$43,848
+HK$2,515/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$82,666/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,270
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,430
−HK$1,177/mo
Today · 4.125%
HK$45,607
baseline
▲ 0.50% · 4.625%
HK$48,011
+HK$2,404/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$91,214/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,007
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,563
−HK$1,580/mo
Today · 4.125%
HK$53,143
baseline
▲ 0.50% · 4.625%
HK$56,377
+HK$3,234/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$106,286/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$456,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,632
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,124
−HK$1,514/mo
Today · 4.125%
HK$58,638
baseline
▲ 0.50% · 4.625%
HK$61,729
+HK$3,091/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$117,276/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$456,885 · Scale 2, in force from 26 Feb 2026)