LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,782
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,646
−HK$878/mo
Today · 4.125%
HK$29,524
baseline
▲ 0.50% · 4.625%
HK$31,321
+HK$1,797/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,048/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,907
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,736
−HK$841/mo
Today · 4.125%
HK$32,577
baseline
▲ 0.50% · 4.625%
HK$34,294
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,154/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,338
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,376
−HK$1,053/mo
Today · 4.125%
HK$35,429
baseline
▲ 0.50% · 4.625%
HK$37,585
+HK$2,156/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,858/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,089
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,083
−HK$1,010/mo
Today · 4.125%
HK$39,093
baseline
▲ 0.50% · 4.625%
HK$41,153
+HK$2,060/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,186/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,895
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,105
−HK$1,229/mo
Today · 4.125%
HK$41,334
baseline
▲ 0.50% · 4.625%
HK$43,849
+HK$2,515/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$82,668/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,270
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,431
−HK$1,177/mo
Today · 4.125%
HK$45,608
baseline
▲ 0.50% · 4.625%
HK$48,012
+HK$2,404/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$91,216/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,008
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,563
−HK$1,581/mo
Today · 4.125%
HK$53,144
baseline
▲ 0.50% · 4.625%
HK$56,377
+HK$3,233/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$106,288/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$456,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,633
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,125
−HK$1,514/mo
Today · 4.125%
HK$58,639
baseline
▲ 0.50% · 4.625%
HK$61,730
+HK$3,091/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$117,278/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$456,891 · Scale 2, in force from 26 Feb 2026)