LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,783
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,647
−HK$878/mo
Today · 4.125%
HK$29,525
baseline
▲ 0.50% · 4.625%
HK$31,321
+HK$1,796/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,050/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,908
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,737
−HK$841/mo
Today · 4.125%
HK$32,578
baseline
▲ 0.50% · 4.625%
HK$34,295
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,156/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,339
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,376
−HK$1,054/mo
Today · 4.125%
HK$35,430
baseline
▲ 0.50% · 4.625%
HK$37,586
+HK$2,156/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,860/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,089
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,084
−HK$1,009/mo
Today · 4.125%
HK$39,093
baseline
▲ 0.50% · 4.625%
HK$41,154
+HK$2,061/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,186/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,896
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,105
−HK$1,230/mo
Today · 4.125%
HK$41,335
baseline
▲ 0.50% · 4.625%
HK$43,850
+HK$2,515/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$82,670/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,271
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,431
−HK$1,178/mo
Today · 4.125%
HK$45,609
baseline
▲ 0.50% · 4.625%
HK$48,013
+HK$2,404/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$91,218/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,009
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,564
−HK$1,581/mo
Today · 4.125%
HK$53,145
baseline
▲ 0.50% · 4.625%
HK$56,378
+HK$3,233/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$106,290/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$456,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,634
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,126
−HK$1,514/mo
Today · 4.125%
HK$58,640
baseline
▲ 0.50% · 4.625%
HK$61,731
+HK$3,091/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$117,280/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$456,899 · Scale 2, in force from 26 Feb 2026)