LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,784
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,648
−HK$878/mo
Today · 4.125%
HK$29,526
baseline
▲ 0.50% · 4.625%
HK$31,323
+HK$1,797/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,052/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,910
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,739
−HK$841/mo
Today · 4.125%
HK$32,580
baseline
▲ 0.50% · 4.625%
HK$34,297
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,160/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,341
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,378
−HK$1,054/mo
Today · 4.125%
HK$35,432
baseline
▲ 0.50% · 4.625%
HK$37,588
+HK$2,156/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,864/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,092
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,086
−HK$1,009/mo
Today · 4.125%
HK$39,095
baseline
▲ 0.50% · 4.625%
HK$41,156
+HK$2,061/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,190/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,898
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,108
−HK$1,229/mo
Today · 4.125%
HK$41,337
baseline
▲ 0.50% · 4.625%
HK$43,852
+HK$2,515/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$82,674/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,273
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,434
−HK$1,177/mo
Today · 4.125%
HK$45,611
baseline
▲ 0.50% · 4.625%
HK$48,016
+HK$2,405/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$91,222/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,012
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$51,567
−HK$1,581/mo
Today · 4.125%
HK$53,148
baseline
▲ 0.50% · 4.625%
HK$56,382
+HK$3,234/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$106,296/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$456,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,637
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,129
−HK$1,514/mo
Today · 4.125%
HK$58,643
baseline
▲ 0.50% · 4.625%
HK$61,734
+HK$3,091/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$117,286/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$456,926 · Scale 2, in force from 26 Feb 2026)