LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,788
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,653
−HK$878/mo
Today · 4.125%
HK$29,531
baseline
▲ 0.50% · 4.625%
HK$31,328
+HK$1,797/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,062/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,914
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,744
−HK$841/mo
Today · 4.125%
HK$32,585
baseline
▲ 0.50% · 4.625%
HK$34,302
+HK$1,717/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,170/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$456,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,346
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,383
−HK$1,054/mo
Today · 4.125%
HK$35,437
baseline
▲ 0.50% · 4.625%
HK$37,594
+HK$2,157/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$70,874/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,097
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,092
−HK$1,010/mo
Today · 4.125%
HK$39,102
baseline
▲ 0.50% · 4.625%
HK$41,163
+HK$2,061/mo
Deposit HK$4.87M · loan HK$7.31M · min. income ≈ HK$78,204/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$456,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,904
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,114
−HK$1,229/mo
Today · 4.125%
HK$41,343
baseline
▲ 0.50% · 4.625%
HK$43,859
+HK$2,516/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$82,686/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,280
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,441
−HK$1,177/mo
Today · 4.125%
HK$45,618
baseline
▲ 0.50% · 4.625%
HK$48,023
+HK$2,405/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$91,236/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$456,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,019
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,575
−HK$1,581/mo
Today · 4.125%
HK$53,156
baseline
▲ 0.50% · 4.625%
HK$56,390
+HK$3,234/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$106,312/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$456,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,646
−HK$3,006/mo
▼ 0.25% · 3.875%
HK$57,138
−HK$1,514/mo
Today · 4.125%
HK$58,652
baseline
▲ 0.50% · 4.625%
HK$61,744
+HK$3,092/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$117,304/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$456,996 · Scale 2, in force from 26 Feb 2026)