LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,792
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,656
−HK$878/mo
Today · 4.125%
HK$29,534
baseline
▲ 0.50% · 4.625%
HK$31,331
+HK$1,797/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,068/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$457,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,918
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,747
−HK$841/mo
Today · 4.125%
HK$32,588
baseline
▲ 0.50% · 4.625%
HK$34,306
+HK$1,718/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,176/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$457,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,350
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,387
−HK$1,054/mo
Today · 4.125%
HK$35,441
baseline
▲ 0.50% · 4.625%
HK$37,598
+HK$2,157/mo
Deposit HK$4.88M · loan HK$7.31M · min. income ≈ HK$70,882/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$457,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,101
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,096
−HK$1,010/mo
Today · 4.125%
HK$39,106
baseline
▲ 0.50% · 4.625%
HK$41,167
+HK$2,061/mo
Deposit HK$4.88M · loan HK$7.31M · min. income ≈ HK$78,212/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$457,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,908
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,119
−HK$1,229/mo
Today · 4.125%
HK$41,348
baseline
▲ 0.50% · 4.625%
HK$43,864
+HK$2,516/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$82,696/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$457,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,285
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,446
−HK$1,178/mo
Today · 4.125%
HK$45,624
baseline
▲ 0.50% · 4.625%
HK$48,028
+HK$2,404/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$91,248/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$457,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,025
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,581
−HK$1,581/mo
Today · 4.125%
HK$53,162
baseline
▲ 0.50% · 4.625%
HK$56,397
+HK$3,235/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$106,324/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,652
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,145
−HK$1,514/mo
Today · 4.125%
HK$58,659
baseline
▲ 0.50% · 4.625%
HK$61,751
+HK$3,092/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$117,318/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,048 · Scale 2, in force from 26 Feb 2026)