LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,795
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,660
−HK$878/mo
Today · 4.125%
HK$29,538
baseline
▲ 0.50% · 4.625%
HK$31,335
+HK$1,797/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,076/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$457,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,922
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,751
−HK$841/mo
Today · 4.125%
HK$32,592
baseline
▲ 0.50% · 4.625%
HK$34,310
+HK$1,718/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,184/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$457,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,354
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,391
−HK$1,055/mo
Today · 4.125%
HK$35,446
baseline
▲ 0.50% · 4.625%
HK$37,602
+HK$2,156/mo
Deposit HK$4.88M · loan HK$7.31M · min. income ≈ HK$70,892/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$457,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,106
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,101
−HK$1,010/mo
Today · 4.125%
HK$39,111
baseline
▲ 0.50% · 4.625%
HK$41,172
+HK$2,061/mo
Deposit HK$4.88M · loan HK$7.31M · min. income ≈ HK$78,222/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$457,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,913
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,123
−HK$1,230/mo
Today · 4.125%
HK$41,353
baseline
▲ 0.50% · 4.625%
HK$43,869
+HK$2,516/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$82,706/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$457,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,290
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,451
−HK$1,178/mo
Today · 4.125%
HK$45,629
baseline
▲ 0.50% · 4.625%
HK$48,034
+HK$2,405/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$91,258/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$457,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,031
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,587
−HK$1,581/mo
Today · 4.125%
HK$53,168
baseline
▲ 0.50% · 4.625%
HK$56,403
+HK$3,235/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$106,336/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,659
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,152
−HK$1,514/mo
Today · 4.125%
HK$58,666
baseline
▲ 0.50% · 4.625%
HK$61,758
+HK$3,092/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$117,332/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,103 · Scale 2, in force from 26 Feb 2026)