LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,795
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,660
−HK$878/mo
Today · 4.125%
HK$29,538
baseline
▲ 0.50% · 4.625%
HK$31,336
+HK$1,798/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$59,076/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$457,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,922
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,751
−HK$842/mo
Today · 4.125%
HK$32,593
baseline
▲ 0.50% · 4.625%
HK$34,311
+HK$1,718/mo
Deposit HK$6.09M · loan HK$6.09M · min. income ≈ HK$65,186/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$457,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,354
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,392
−HK$1,054/mo
Today · 4.125%
HK$35,446
baseline
▲ 0.50% · 4.625%
HK$37,603
+HK$2,157/mo
Deposit HK$4.88M · loan HK$7.31M · min. income ≈ HK$70,892/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$457,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,106
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,102
−HK$1,009/mo
Today · 4.125%
HK$39,111
baseline
▲ 0.50% · 4.625%
HK$41,173
+HK$2,062/mo
Deposit HK$4.88M · loan HK$7.31M · min. income ≈ HK$78,222/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$457,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,914
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,124
−HK$1,230/mo
Today · 4.125%
HK$41,354
baseline
▲ 0.50% · 4.625%
HK$43,870
+HK$2,516/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$82,708/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$457,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,291
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,452
−HK$1,178/mo
Today · 4.125%
HK$45,630
baseline
▲ 0.50% · 4.625%
HK$48,035
+HK$2,405/mo
Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$91,260/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$457,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,032
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$51,588
−HK$1,581/mo
Today · 4.125%
HK$53,169
baseline
▲ 0.50% · 4.625%
HK$56,404
+HK$3,235/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$106,338/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,660
−HK$3,007/mo
▼ 0.25% · 3.875%
HK$57,152
−HK$1,515/mo
Today · 4.125%
HK$58,667
baseline
▲ 0.50% · 4.625%
HK$61,759
+HK$3,092/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$117,334/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,110 · Scale 2, in force from 26 Feb 2026)