LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,804
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,669
−HK$878/mo
Today · 4.125%
HK$29,547
baseline
▲ 0.50% · 4.625%
HK$31,345
+HK$1,798/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,094/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$457,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,931
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,761
−HK$841/mo
Today · 4.125%
HK$32,602
baseline
▲ 0.50% · 4.625%
HK$34,321
+HK$1,719/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,204/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$457,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,364
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,402
−HK$1,055/mo
Today · 4.125%
HK$35,457
baseline
▲ 0.50% · 4.625%
HK$37,614
+HK$2,157/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,914/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$457,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,118
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,113
−HK$1,010/mo
Today · 4.125%
HK$39,123
baseline
▲ 0.50% · 4.625%
HK$41,185
+HK$2,062/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,246/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$457,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,925
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,136
−HK$1,230/mo
Today · 4.125%
HK$41,366
baseline
▲ 0.50% · 4.625%
HK$43,883
+HK$2,517/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,732/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,304
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,465
−HK$1,178/mo
Today · 4.125%
HK$45,643
baseline
▲ 0.50% · 4.625%
HK$48,049
+HK$2,406/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,286/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,047
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,603
−HK$1,582/mo
Today · 4.125%
HK$53,185
baseline
▲ 0.50% · 4.625%
HK$56,421
+HK$3,236/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$106,370/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,676
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,170
−HK$1,514/mo
Today · 4.125%
HK$58,684
baseline
▲ 0.50% · 4.625%
HK$61,778
+HK$3,094/mo
Deposit HK$1.22M · loan HK$10.97M · min. income ≈ HK$117,368/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,247 · Scale 2, in force from 26 Feb 2026)