LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,807
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,672
−HK$878/mo
Today · 4.125%
HK$29,550
baseline
▲ 0.50% · 4.625%
HK$31,349
+HK$1,799/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,100/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$457,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,935
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,764
−HK$842/mo
Today · 4.125%
HK$32,606
baseline
▲ 0.50% · 4.625%
HK$34,325
+HK$1,719/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,212/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$457,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,368
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,406
−HK$1,055/mo
Today · 4.125%
HK$35,461
baseline
▲ 0.50% · 4.625%
HK$37,618
+HK$2,157/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,922/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,122
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,117
−HK$1,010/mo
Today · 4.125%
HK$39,127
baseline
▲ 0.50% · 4.625%
HK$41,190
+HK$2,063/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,254/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,929
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,140
−HK$1,231/mo
Today · 4.125%
HK$41,371
baseline
▲ 0.50% · 4.625%
HK$43,888
+HK$2,517/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,742/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,309
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,470
−HK$1,178/mo
Today · 4.125%
HK$45,648
baseline
▲ 0.50% · 4.625%
HK$48,055
+HK$2,407/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,296/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,052
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,609
−HK$1,582/mo
Today · 4.125%
HK$53,191
baseline
▲ 0.50% · 4.625%
HK$56,427
+HK$3,236/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$106,382/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,682
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,176
−HK$1,515/mo
Today · 4.125%
HK$58,691
baseline
▲ 0.50% · 4.625%
HK$61,785
+HK$3,094/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$117,382/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,297 · Scale 2, in force from 26 Feb 2026)