LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,808
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,672
−HK$879/mo
Today · 4.125%
HK$29,551
baseline
▲ 0.50% · 4.625%
HK$31,349
+HK$1,798/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,102/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$457,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,936
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,765
−HK$842/mo
Today · 4.125%
HK$32,607
baseline
▲ 0.50% · 4.625%
HK$34,326
+HK$1,719/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,214/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$457,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,369
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,407
−HK$1,055/mo
Today · 4.125%
HK$35,462
baseline
▲ 0.50% · 4.625%
HK$37,619
+HK$2,157/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,924/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,123
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,118
−HK$1,010/mo
Today · 4.125%
HK$39,128
baseline
▲ 0.50% · 4.625%
HK$41,191
+HK$2,063/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,256/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,931
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,141
−HK$1,231/mo
Today · 4.125%
HK$41,372
baseline
▲ 0.50% · 4.625%
HK$43,889
+HK$2,517/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,744/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,310
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,471
−HK$1,179/mo
Today · 4.125%
HK$45,650
baseline
▲ 0.50% · 4.625%
HK$48,056
+HK$2,406/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,300/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,054
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$51,610
−HK$1,582/mo
Today · 4.125%
HK$53,192
baseline
▲ 0.50% · 4.625%
HK$56,429
+HK$3,237/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$106,384/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,684
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,177
−HK$1,516/mo
Today · 4.125%
HK$58,693
baseline
▲ 0.50% · 4.625%
HK$61,786
+HK$3,093/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$117,386/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,310 · Scale 2, in force from 26 Feb 2026)