LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,810
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,675
−HK$879/mo
Today · 4.125%
HK$29,554
baseline
▲ 0.50% · 4.625%
HK$31,353
+HK$1,799/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,108/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,939
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,768
−HK$842/mo
Today · 4.125%
HK$32,610
baseline
▲ 0.50% · 4.625%
HK$34,329
+HK$1,719/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,220/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,372
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,410
−HK$1,055/mo
Today · 4.125%
HK$35,465
baseline
▲ 0.50% · 4.625%
HK$37,623
+HK$2,158/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,930/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,126
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,122
−HK$1,010/mo
Today · 4.125%
HK$39,132
baseline
▲ 0.50% · 4.625%
HK$41,195
+HK$2,063/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,264/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,934
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,146
−HK$1,230/mo
Today · 4.125%
HK$41,376
baseline
▲ 0.50% · 4.625%
HK$43,894
+HK$2,518/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,752/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,314
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,476
−HK$1,178/mo
Today · 4.125%
HK$45,654
baseline
▲ 0.50% · 4.625%
HK$48,061
+HK$2,407/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,308/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,059
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,616
−HK$1,582/mo
Today · 4.125%
HK$53,198
baseline
▲ 0.50% · 4.625%
HK$56,435
+HK$3,237/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$106,396/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,690
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,183
−HK$1,515/mo
Today · 4.125%
HK$58,698
baseline
▲ 0.50% · 4.625%
HK$61,792
+HK$3,094/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$117,396/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,355 · Scale 2, in force from 26 Feb 2026)