LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,811
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,676
−HK$879/mo
Today · 4.125%
HK$29,555
baseline
▲ 0.50% · 4.625%
HK$31,353
+HK$1,798/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,110/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,939
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,769
−HK$842/mo
Today · 4.125%
HK$32,611
baseline
▲ 0.50% · 4.625%
HK$34,330
+HK$1,719/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,222/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,373
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,411
−HK$1,055/mo
Today · 4.125%
HK$35,466
baseline
▲ 0.50% · 4.625%
HK$37,624
+HK$2,158/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,932/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,127
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,123
−HK$1,010/mo
Today · 4.125%
HK$39,133
baseline
▲ 0.50% · 4.625%
HK$41,196
+HK$2,063/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,266/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,935
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,146
−HK$1,231/mo
Today · 4.125%
HK$41,377
baseline
▲ 0.50% · 4.625%
HK$43,895
+HK$2,518/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,754/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,315
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,477
−HK$1,178/mo
Today · 4.125%
HK$45,655
baseline
▲ 0.50% · 4.625%
HK$48,062
+HK$2,407/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,310/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,060
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,617
−HK$1,582/mo
Today · 4.125%
HK$53,199
baseline
▲ 0.50% · 4.625%
HK$56,436
+HK$3,237/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$106,398/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,691
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,184
−HK$1,516/mo
Today · 4.125%
HK$58,700
baseline
▲ 0.50% · 4.625%
HK$61,794
+HK$3,094/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$117,400/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,365 · Scale 2, in force from 26 Feb 2026)