LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,811
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,676
−HK$879/mo
Today · 4.125%
HK$29,555
baseline
▲ 0.50% · 4.625%
HK$31,354
+HK$1,799/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,110/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,940
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,770
−HK$841/mo
Today · 4.125%
HK$32,611
baseline
▲ 0.50% · 4.625%
HK$34,330
+HK$1,719/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,222/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,374
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,412
−HK$1,054/mo
Today · 4.125%
HK$35,466
baseline
▲ 0.50% · 4.625%
HK$37,624
+HK$2,158/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,932/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,128
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,123
−HK$1,011/mo
Today · 4.125%
HK$39,134
baseline
▲ 0.50% · 4.625%
HK$41,196
+HK$2,062/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,268/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,936
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,147
−HK$1,230/mo
Today · 4.125%
HK$41,377
baseline
▲ 0.50% · 4.625%
HK$43,895
+HK$2,518/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,754/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,316
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,477
−HK$1,179/mo
Today · 4.125%
HK$45,656
baseline
▲ 0.50% · 4.625%
HK$48,062
+HK$2,406/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,312/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,060
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,617
−HK$1,583/mo
Today · 4.125%
HK$53,200
baseline
▲ 0.50% · 4.625%
HK$56,437
+HK$3,237/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$106,400/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,692
−HK$3,008/mo
▼ 0.25% · 3.875%
HK$57,185
−HK$1,515/mo
Today · 4.125%
HK$58,700
baseline
▲ 0.50% · 4.625%
HK$61,795
+HK$3,095/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$117,400/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,371 · Scale 2, in force from 26 Feb 2026)