LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,817
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,683
−HK$879/mo
Today · 4.125%
HK$29,562
baseline
▲ 0.50% · 4.625%
HK$31,360
+HK$1,798/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,124/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,947
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,776
−HK$842/mo
Today · 4.125%
HK$32,618
baseline
▲ 0.50% · 4.625%
HK$34,338
+HK$1,720/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,236/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,381
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,419
−HK$1,055/mo
Today · 4.125%
HK$35,474
baseline
▲ 0.50% · 4.625%
HK$37,633
+HK$2,159/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,948/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,136
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,132
−HK$1,010/mo
Today · 4.125%
HK$39,142
baseline
▲ 0.50% · 4.625%
HK$41,205
+HK$2,063/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,284/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,944
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,156
−HK$1,230/mo
Today · 4.125%
HK$41,386
baseline
▲ 0.50% · 4.625%
HK$43,905
+HK$2,519/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,772/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,325
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,487
−HK$1,179/mo
Today · 4.125%
HK$45,666
baseline
▲ 0.50% · 4.625%
HK$48,073
+HK$2,407/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,332/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,071
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,629
−HK$1,582/mo
Today · 4.125%
HK$53,211
baseline
▲ 0.50% · 4.625%
HK$56,449
+HK$3,238/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$106,422/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,704
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,198
−HK$1,515/mo
Today · 4.125%
HK$58,713
baseline
▲ 0.50% · 4.625%
HK$61,808
+HK$3,095/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$117,426/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,471 · Scale 2, in force from 26 Feb 2026)