LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,818
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,683
−HK$879/mo
Today · 4.125%
HK$29,562
baseline
▲ 0.50% · 4.625%
HK$31,361
+HK$1,799/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,124/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,947
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,777
−HK$842/mo
Today · 4.125%
HK$32,619
baseline
▲ 0.50% · 4.625%
HK$34,338
+HK$1,719/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,238/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,381
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,419
−HK$1,055/mo
Today · 4.125%
HK$35,474
baseline
▲ 0.50% · 4.625%
HK$37,633
+HK$2,159/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,948/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,136
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,132
−HK$1,011/mo
Today · 4.125%
HK$39,143
baseline
▲ 0.50% · 4.625%
HK$41,206
+HK$2,063/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,286/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,945
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,156
−HK$1,231/mo
Today · 4.125%
HK$41,387
baseline
▲ 0.50% · 4.625%
HK$43,905
+HK$2,518/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,774/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,326
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,488
−HK$1,178/mo
Today · 4.125%
HK$45,666
baseline
▲ 0.50% · 4.625%
HK$48,073
+HK$2,407/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,332/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,072
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,629
−HK$1,583/mo
Today · 4.125%
HK$53,212
baseline
▲ 0.50% · 4.625%
HK$56,449
+HK$3,237/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$106,424/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,704
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,198
−HK$1,516/mo
Today · 4.125%
HK$58,714
baseline
▲ 0.50% · 4.625%
HK$61,809
+HK$3,095/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$117,428/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,476 · Scale 2, in force from 26 Feb 2026)