LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,818
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,683
−HK$879/mo
Today · 4.125%
HK$29,562
baseline
▲ 0.50% · 4.625%
HK$31,361
+HK$1,799/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,124/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,947
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,777
−HK$842/mo
Today · 4.125%
HK$32,619
baseline
▲ 0.50% · 4.625%
HK$34,339
+HK$1,720/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,238/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,382
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,420
−HK$1,055/mo
Today · 4.125%
HK$35,475
baseline
▲ 0.50% · 4.625%
HK$37,633
+HK$2,158/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,950/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,137
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,133
−HK$1,010/mo
Today · 4.125%
HK$39,143
baseline
▲ 0.50% · 4.625%
HK$41,206
+HK$2,063/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,286/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,945
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,157
−HK$1,230/mo
Today · 4.125%
HK$41,387
baseline
▲ 0.50% · 4.625%
HK$43,906
+HK$2,519/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,774/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,326
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,488
−HK$1,179/mo
Today · 4.125%
HK$45,667
baseline
▲ 0.50% · 4.625%
HK$48,074
+HK$2,407/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,334/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,072
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,630
−HK$1,582/mo
Today · 4.125%
HK$53,212
baseline
▲ 0.50% · 4.625%
HK$56,450
+HK$3,238/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$106,424/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,705
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,199
−HK$1,516/mo
Today · 4.125%
HK$58,715
baseline
▲ 0.50% · 4.625%
HK$61,809
+HK$3,094/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$117,430/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,481 · Scale 2, in force from 26 Feb 2026)