LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,822
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,687
−HK$879/mo
Today · 4.125%
HK$29,566
baseline
▲ 0.50% · 4.625%
HK$31,365
+HK$1,799/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,132/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,951
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,781
−HK$843/mo
Today · 4.125%
HK$32,624
baseline
▲ 0.50% · 4.625%
HK$34,343
+HK$1,719/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,248/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,386
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,425
−HK$1,055/mo
Today · 4.125%
HK$35,480
baseline
▲ 0.50% · 4.625%
HK$37,638
+HK$2,158/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,960/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,142
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,138
−HK$1,010/mo
Today · 4.125%
HK$39,148
baseline
▲ 0.50% · 4.625%
HK$41,212
+HK$2,064/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,296/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,950
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,162
−HK$1,231/mo
Today · 4.125%
HK$41,393
baseline
▲ 0.50% · 4.625%
HK$43,912
+HK$2,519/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,786/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,332
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,494
−HK$1,179/mo
Today · 4.125%
HK$45,673
baseline
▲ 0.50% · 4.625%
HK$48,080
+HK$2,407/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,346/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,079
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,637
−HK$1,582/mo
Today · 4.125%
HK$53,219
baseline
▲ 0.50% · 4.625%
HK$56,458
+HK$3,239/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$106,438/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,712
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,207
−HK$1,515/mo
Today · 4.125%
HK$58,722
baseline
▲ 0.50% · 4.625%
HK$61,818
+HK$3,096/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$117,444/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,543 · Scale 2, in force from 26 Feb 2026)