LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,826
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,691
−HK$879/mo
Today · 4.125%
HK$29,570
baseline
▲ 0.50% · 4.625%
HK$31,370
+HK$1,800/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,140/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,956
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,786
−HK$842/mo
Today · 4.125%
HK$32,628
baseline
▲ 0.50% · 4.625%
HK$34,348
+HK$1,720/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,256/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,391
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,429
−HK$1,056/mo
Today · 4.125%
HK$35,485
baseline
▲ 0.50% · 4.625%
HK$37,644
+HK$2,159/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,970/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,147
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,143
−HK$1,011/mo
Today · 4.125%
HK$39,154
baseline
▲ 0.50% · 4.625%
HK$41,218
+HK$2,064/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,308/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,956
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,168
−HK$1,231/mo
Today · 4.125%
HK$41,399
baseline
▲ 0.50% · 4.625%
HK$43,918
+HK$2,519/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,798/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,338
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,500
−HK$1,179/mo
Today · 4.125%
HK$45,679
baseline
▲ 0.50% · 4.625%
HK$48,087
+HK$2,408/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,358/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,086
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,644
−HK$1,583/mo
Today · 4.125%
HK$53,227
baseline
▲ 0.50% · 4.625%
HK$56,466
+HK$3,239/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$106,454/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,720
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,215
−HK$1,516/mo
Today · 4.125%
HK$58,731
baseline
▲ 0.50% · 4.625%
HK$61,826
+HK$3,095/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$117,462/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,606 · Scale 2, in force from 26 Feb 2026)