LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,830
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,696
−HK$879/mo
Today · 4.125%
HK$29,575
baseline
▲ 0.50% · 4.625%
HK$31,375
+HK$1,800/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,150/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,961
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,791
−HK$842/mo
Today · 4.125%
HK$32,633
baseline
▲ 0.50% · 4.625%
HK$34,353
+HK$1,720/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,266/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,396
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,435
−HK$1,055/mo
Today · 4.125%
HK$35,490
baseline
▲ 0.50% · 4.625%
HK$37,650
+HK$2,160/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,980/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,153
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,149
−HK$1,011/mo
Today · 4.125%
HK$39,160
baseline
▲ 0.50% · 4.625%
HK$41,224
+HK$2,064/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,320/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,962
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,174
−HK$1,231/mo
Today · 4.125%
HK$41,405
baseline
▲ 0.50% · 4.625%
HK$43,925
+HK$2,520/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,810/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,345
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,507
−HK$1,180/mo
Today · 4.125%
HK$45,687
baseline
▲ 0.50% · 4.625%
HK$48,095
+HK$2,408/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,374/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,094
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,652
−HK$1,583/mo
Today · 4.125%
HK$53,235
baseline
▲ 0.50% · 4.625%
HK$56,475
+HK$3,240/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$106,470/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,729
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,224
−HK$1,516/mo
Today · 4.125%
HK$58,740
baseline
▲ 0.50% · 4.625%
HK$61,836
+HK$3,096/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$117,480/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,680 · Scale 2, in force from 26 Feb 2026)